<!--
  TEMPLATE — generated by Claude for PolyQuantX. The operator (Pablo)
  MUST have this reviewed by a crypto-experienced attorney before
  production launch. Suggested reviewer: any of the firms on
  https://www.cooley.com/services/practice/blockchain-and-digital-assets
  or a solo specialist via Wyoming/Delaware DAO law channels.
  Last template review: 2026-05-17 (Claude).
-->

# Terms of Service — PolyQuantX

Effective date: <FILL ON LAUNCH>

## 1. Acceptance

By accessing https://polyquantx.com (the "Site"), interacting with the
PolyQuantX smart contracts deployed on Polygon (the "Contracts"), or
using any associated APIs, SDKs, or hosted services (collectively, the
"Platform"), you ("User", "you") agree to be bound by these Terms of
Service ("Terms"). If you do not agree, do not use the Platform.

These Terms form a binding agreement between you and the operator of
PolyQuantX (the "Operator", "we", "us"). The Operator is identified in
Section 13.

## 2. Beta software warning

PolyQuantX is currently in **closed beta** on the Polygon Amoy testnet.
The Contracts have completed an internal self-audit (Slither + Mythril
+ manual review per `audits/SELF_AUDIT.md`) but have **NOT** been
reviewed by a third-party Tier-1 audit firm such as Trail of Bits,
OpenZeppelin, ConsenSys Diligence, or Spearbit.

You should **not** use real-money funds with PolyQuantX during the
beta. The Platform enforces hard caps during beta — $20/month maximum
subscription price, $10,000 platform-wide Total Value Locked, and a
limit of 3 bots per developer account — precisely because the system
has not yet been hardened for production scale or value.

You expressly accept beta risks including but not limited to: contract
bugs discovered post-deployment, data loss, service interruption,
emergency pause of the Contracts by the Operator, and rollback or
redeployment of the Contracts to a new address.

## 3. Non-custodial disclaimer

PolyQuantX is a **non-custodial platform**. We never hold your private
keys. All on-chain actions are signed by **your** wallet (via Reown
AppKit, a connected hardware wallet such as Ledger or Trezor, or any
EOA you choose to connect).

We cannot:
- Recover funds you have sent to the wrong address.
- Recover funds locked by a lost private key, lost seed phrase, or
  compromised wallet.
- Reverse, refund, or accelerate any on-chain transaction once it has
  been broadcast.
- Recover funds stuck due to insufficient gas, RPC failures, or
  network congestion.

Custody of your assets and the security of your keys is **solely your
responsibility**. See SECURITY.md for our recommended wallet-hygiene
practices.

## 4. Eligibility and jurisdictional disclaimer

You represent and warrant that you are at least 18 years of age (or
the age of majority in your jurisdiction, whichever is greater) and
that you are legally permitted to access cryptocurrency platforms in
your jurisdiction.

The Platform is **NOT** available, and you may not access it, if you
are a resident of, located in, or otherwise organized under the laws
of any jurisdiction subject to comprehensive sanctions administered by
the United States Office of Foreign Assets Control (OFAC), including
without limitation: Cuba, Iran, North Korea, Syria, and the
non-government-controlled regions of Ukraine (Crimea, Donetsk,
Luhansk). The Operator may add or remove jurisdictions from this list
based on counsel guidance; <FILL: operator confirms with counsel>.

Additional jurisdictional restrictions may apply based on the
Operators home jurisdiction, your local law, and regulatory developments
related to decentralized finance, derivatives, and prediction markets.
It is your responsibility to determine whether your use of the
Platform is lawful in your jurisdiction.

## 5. User responsibilities

You agree to:
- Comply with all applicable laws and regulations, including without
  limitation tax-reporting obligations on any gains, KYC/AML
  obligations if your jurisdiction or use-pattern requires them, and
  securities laws as they apply to your activity on the Platform.
- Maintain exclusive control of your private keys and take reasonable
  steps to safeguard them.
- Use the Platform only for lawful purposes.

You agree **not** to use the Platform for:
- Money laundering, terrorist financing, or sanctions evasion.
- Market manipulation, including wash-trading, spoofing, layering, or
  coordinated pump-and-dump activity on Polymarket or any other
  venue.
- Fraud, misrepresentation, or impersonation of any other person or
  entity.
- Distributing malware, phishing, or any code intended to compromise
  the Platform, other users, or third-party services.
- Reverse-engineering proprietary components of the Platform except
  as expressly permitted by law.
- Scraping, automated mass-data collection, or any activity that
  imposes an unreasonable load on Platform infrastructure.

## 6. Smart contract risk

Smart contracts may have undiscovered vulnerabilities even after audit.
You assume all risk of loss from:
- Latent bugs, logic flaws, or economic exploits in the Contracts.
- Oracle failures, price-feed manipulation, or stale data.
- RPC provider outages or incorrect responses from Alchemy or any
  other node provider.
- Front-running, sandwich attacks, miner/validator extractable value
  (MEV), and other adversarial transaction-ordering behavior.
- Gas-price spikes that make withdrawals or other operations
  uneconomic in the short term.
- Decisions by the Operator to pause, upgrade, migrate, or redeploy
  the Contracts in response to a discovered issue or in the ordinary
  course of beta iteration.
- Loss of access to your wallet (Section 3).

## 7. Marketplace economic risk

Subscribing to a bot on the Marketplace does not guarantee profit.
**Past performance, including any backtest results displayed in the
Studio or Marketplace, is not indicative of future returns.** Bot
strategies may lose money — possibly all funds allocated to them.

The Operator does not endorse, vet, audit, or guarantee the correctness
of any bot listed by a third-party developer. Bot ratings and metrics
are derived from on-chain and reported off-chain data and may be
incomplete, lagging, or manipulated.

The beta caps ($20/month maximum subscription price, $10,000
platform-wide Total Value Locked, 3 bots per developer) are deliberately
tight to limit blast radius during beta. Do not assume these caps will
persist post-beta or that they will be raised on any particular
schedule.

## 8. Modifications

The Operator may modify these Terms at any time. Material changes will
be announced via an in-app banner at least 7 days in advance of the
effective date and (when implemented) via on-chain `terms_version`
events emitted by the Contracts.

Your continued use of the Platform after the effective date of a
modification constitutes acceptance of the modified Terms. If you do
not agree to a modification, your sole remedy is to discontinue use of
the Platform.

## 9. Dispute resolution

**9.1 Informal resolution.** Before initiating any formal proceeding,
you agree to attempt to resolve any dispute informally by contacting
legal@polyquantx.com (placeholder until the Operator provisions the
inbox) and engaging in good-faith negotiation for at least 30 days.

**9.2 Binding arbitration.** If informal resolution fails, any dispute
arising out of or relating to these Terms or the Platform shall be
resolved by **binding arbitration** administered by <FILL: AAA / JAMS /
ICC> under its then-current rules, before a single arbitrator, seated
in <FILL: Operators home jurisdiction>. The language of the
arbitration shall be English. Judgment on the award may be entered in
any court of competent jurisdiction.

**9.3 Class-action waiver.** You agree that disputes will be resolved
on an individual basis only and waive any right to participate in a
class, collective, or representative action, to the extent permitted
by applicable law.

**9.4 Carve-outs.** Notwithstanding the foregoing, either party may
(a) bring a claim in small-claims court within the Operators home
jurisdiction, or (b) seek injunctive or equitable relief in any court
of competent jurisdiction to prevent the actual or threatened misuse
of intellectual property, trade secrets, or unauthorized access to the
Platform.

## 10. No warranty / limitation of liability

**THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT
WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT
LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED OR ERROR-FREE OPERATION.**

To the maximum extent permitted by applicable law, the Operators
aggregate liability arising out of or relating to these Terms or your
use of the Platform shall not exceed the greater of (a) USD 100, or
(b) the total Platform fees you paid to the Operator in the 12 months
preceding the event giving rise to the claim.

In no event shall the Operator be liable for indirect, incidental,
consequential, special, punitive, or exemplary damages, including
without limitation lost profits, lost trading opportunities, or loss
of data, even if advised of the possibility of such damages.

<FILL: applicable consumer-protection carve-outs by jurisdiction —
e.g., the EU Consumer Rights Directive, UK Consumer Rights Act 2015,
or equivalent in operators home jurisdiction. Some warranty
disclaimers and liability caps may not be enforceable against
consumers and must be carved out.>

## 11. Termination

The Operator may suspend or terminate your access to the off-chain
components of the Platform (the Site, dashboards, APIs) at any time
for: (a) violation of these Terms, (b) suspected fraud or unlawful
activity, (c) beta capacity constraints, or (d) at the Operators
discretion with reasonable notice.

Termination of front-end access does **not** affect your on-chain
assets, your wallet, or your existing on-chain subscriptions or
escrows. You may continue to interact with the Contracts directly via
any compatible interface.

## 12. Governing law

These Terms shall be governed by and construed in accordance with the
laws of <FILL ON LAUNCH — Operator and attorney agree>, without regard
to its conflict-of-laws principles. Likely the Operators country of
residence.

## 13. Contact

- Operator: <FILL — legal name + entity type (sole proprietor, LLC,
  etc.) + jurisdiction>
- Legal correspondence: legal@polyquantx.com (placeholder)
- Security disclosures: security@polyquantx.com (see SECURITY.md)
- Support: support@polyquantx.com (placeholder)
